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Business Protection
General
Investments
Mortgages
Pensions
Protection
Wealth Management
Business Protection

Business Protection

Business protection is all about insuring for the unexpected. It's a way of protecting your business if something goes wrong.

General

General

This section contains miscellaneous & general financial information that you may find useful when dealing with certain life events.

The Financial Conduct Authority does not regulate taxation and trust advice.

General Insurance

General Insurance

It’s important to ensure you put the right insurance in place to protect your home, its contents and your overall financial security.

Investments

Investments

Investing money needs careful consideration and you need to be absolutely sure of the risks involved. This section provides generic information on different types of saving & investment. You should seek advice appropriate to your specific circumstances prior to making any decisions.

The value of your investments can go down as well as up, so you could get back less than you invested.

Life and Protection Insurance

Life and Protection Insurance

The cost of insurance, particularly life insurance has fallen over recent years, whilst the quality of cover has in many cases increased. With this in mind, it makes sense to periodically review your cover with the help of a professional financial adviser. This section provides helpful information on the different types of protection product available.



The Financial Conduct Authority does not regulate Trusts.

Long Term Care

Long Term Care

Meeting the cost of residential and nursing care in old age is a growing issue for many people in the UK. As life expectancy continues to lengthen, more of us can expect to require some form of long-term care. This section contains information to allow you to understand the current situation and help you plan for your future. As with all the information on this website, it's purely intended as guidance - for advice on your specific circumstances you should seek advice.

Mortgages

Mortgages

Not only do you need to consider which mortgage is most suitable for your current needs and circumstances, you also need to think about which interest rate options are most likely to suit your needs. This section has information on the various types of mortgage product which are available.

Your home or property may be repossessed if you do not keep up repayments on your mortgage.

You can choose how we are paid for mortgages; pay a fee, usually 0.5% of the loan amount or we can accept commission from the lender.

Pension Planning

Pension Planning

Secure your future with the right pension plan - let us guide you to retirement bliss

A pension is a long-term investment. The fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation.

UK News

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Four people who weren't hearing back from job applications shared what they did differently to secure their first role.
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The scheme aims to tackle the "growing challenge" of young people not in employment, education, or training. 
Tata Steel says new £1.25bn furnace may be delayed due to electrical issue
Plans for £1.25bn steel-making furnace may be delayed by electrical connectivity problem, Tata says.
Cake sheds are making bakers £1,000 a week - but the dream might be over
They may have captured the public's imagination, but are councils coming for the cute cake cupboards?
Cosmeticorexia: How girls are falling down a skincare rabbit hole
Fuelled by social media, the market for children's skincare is booming. Experts fear for the long-term impact on girls
Libra Financial Planning is authorised and regulated by the Financial Conduct Authority no. 452312.

The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK
Copyright © 2026 Libra Financial Planning
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